Make Dreams Reality with New Technologies

Welcome to lum-cloudz.fit! These Terms of Use (hereinafter referred to as the "Terms" or "Agreement") constitute a legally binding agreement between you (hereinafter referred to as the "User") and lum-cloudz.fit (hereinafter referred to as the "Company", "we", "us"). Please read them carefully. By using our website and any related services, you confirm your full and unconditional agreement to these Terms. If you do not agree, you must immediately stop using the site.

1. Subject of Agreement

The Company provides the User with access to the use of the lum-cloudz.fit website and its functionality, including but not limited to: access to educational materials, articles, courses, and other services (hereinafter referred to as "Services"). This Agreement regulates all aspects of the User's interaction with the site.

2. User Responsibilities and Rights

You agree to use the site solely for lawful and personal non-commercial purposes. When using the site, it is prohibited to:

• Publish, transmit, or distribute any information that is illegal, harmful, defamatory, offensive, violates copyrights, or incites hatred.
• Take any actions that may disrupt the normal operation of the site, its security, or lead to infrastructure overload.
• Use automated scripts (bots) to collect information or otherwise interact with the site without our prior written permission.
• Impersonate another person or provide false information about yourself.

3. Intellectual Property

All content posted on the site, including texts, graphics, images, videos, logos, software code, and other materials (hereinafter referred to as "Content"), is the object of intellectual property of the Company or its partners and is protected by copyright laws. You are granted a limited, non-exclusive license to access and use the Content for personal purposes. Any copying, reproduction, distribution, or other use of the Content without prior written permission from the copyright holder is strictly prohibited.

4. Limitation of Liability and Disclaimer of Warranties

The Services and all materials on the site are provided on an "as is" and "as available" basis. We make no warranties that the site will function uninterrupted, error-free, or that its content is absolutely accurate and complete.

The Company is not liable for any direct or indirect losses (including lost profits) that may arise for the User as a result of using or being unable to use the site. This also applies to any content or services obtained through third-party sites, links to which may be posted on lum-cloudz.fit.

5. Changes to Terms of Use

We reserve the right to change or supplement these Terms at any time at our sole discretion. All changes take effect from the moment they are published on this page. We recommend that you verify this page regularly. Your continued use of the site after changes are made means your automatic agreement to the new version of the Terms.

6. Dispute Resolution

All disputes and disagreements arising from this Agreement, the parties will strive to resolve through constructive negotiations. If an agreement is not reached, the dispute is subject to consideration in accordance with the applicable legislation at the location of the Company.

7. Contact Information

If you have questions related to these Terms, please contact us by email: [email protected]

This Privacy Policy applies to personal data provided by company clients, both for the provision of various services and for other interactions, typically in electronic format, as well as with client participation in company promotions, providing technical support to the client, and warranty service.

lum-cloudz.fit reserves the right to make changes and additions to the current provisions of the Privacy Policy, and these changes and additions will take precedence over the current provisions of the Policy. Please note that the provided services may contain links to third parties who have their own Privacy Policy provisions. In such cases, lum-cloudz.fit is not responsible for the content and compliance with the Privacy Policy provisions of any third-party company. By providing their personal data, the client gives full consent to their processing in ways provided for by the current provisions of the Company's Privacy Policy.

Procedure for collection, storage, and destruction of personal data

lum-cloudz.fit collects personal data only with the user's consent and solely to provide the client with a service or service requiring private information: shopping in an online store, participating in promotions, warranty, and service. To prevent leakage of the client's personal data, a full range of information security measures (technical and organizational) is used.

The maximum storage period for client personal data is 75 years from the date the company receives private information. In other cases, the company stores the client's personal data until the termination of its activities.

Destruction, anonymization, or blocking of personal data or parts thereof of the client is carried out to exclude the possibility of further processing of this information.

lum-cloudz.fit collects client personal data in the following categories:

Technical Information:

• Access time and IP address;
• Sources of referral to the company's internet resource;
• Internet pages visited by the user;
• Views of advertising banners;
• Other technical information provided by the user's browser;
• Client's phone number (in case of calling numbers listed on the company's website).

When registering on the site, the company collects the client's personal information necessary for user authentication / personalization of services / order delivery / feedback with the client:

• User name;
• E-mail, phone number, and address (in case of goods delivery to any address);

Information about user actions:

• Information about agreements/contracts between the client and the company;
• Information about requests and inquiries sent to the company;
• Data on goods and services purchased by the client and used by the client;
• Payments made and other financial information required by law.

Purposes of processing personal data of clients:

• Sale of products and provision of other services to the client;
• Taking into account customer wishes (when developing a new product or service);
• Informing the client about promotions, discounts, and special offers via email and sms mailings;
• Providing feedback to clients.

lum-cloudz.fit does not provide client personal data to third parties, except for the following cases:

• Obtaining direct consent from the user to transfer their personal data to a third party;
• At the request of law enforcement agencies in accordance with applicable law;
• Merger or acquisition of the company.

Use of Cookies and Pixel Tags

Cookies allow collecting the following information about the client: IP address / operating system / browser type / referring site URLs. This is necessary to improve the services provided to the company's client (saving the password on the site when closing the browser, traffic analysis, etc.). Pixel tags are used for graphical display of impersonal information about users on the site (visitor/view counters on the site). If desired, the client can prevent tracking of their actions at any time by disabling Cookies.

User rights regarding personal data

All clients can edit their personal data in their personal account. If the user expresses a desire to stop processing their personal data, the client must contact lum-cloudz.fit.

1. General Provisions

This personal data processing policy (hereinafter referred to as the "Policy") defines the procedure and conditions for the processing of personal data undertaken by the company lum-cloudz.fit (hereinafter referred to as the "Operator"), and establishes measures to ensure the security of this data.

1.1. The Operator considers the observance of human and citizen rights and freedoms when processing their personal data, including the protection of rights to privacy, personal, and family secrets, as the most important goal and condition for carrying out its activities.

1.2. This Policy applies to all information that the Operator may receive about visitors (hereinafter referred to as "Users") of the website lum-cloudz.fit.

2. Basic Concepts Used in the Policy

• Website — a collection of graphic and information materials, as well as computer programs and databases, ensuring their availability on the Internet at the network address lum-cloudz.fit.
• User — any visitor to the website.
• Personal Data — any information relating directly or indirectly to a specific or identifiable User of the website.
• Processing of Personal Data — any action (operation) or set of actions (operations) performed using automation tools or without using such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.
• Security of Personal Data — protection of personal data from unauthorized or accidental access to them, destruction, modification, blocking, copying, provision, distribution, as well as from other illegal actions in relation to personal data.
• Consent — a voluntary, informed, and conscious expression of the User's will to process their personal data.

3. Data We Process

The Operator may process the following categories of data:

• Personal data provided by the User:
  • Surname, first name, patronymic;
  • Email address;
  • Phone numbers.
• Data collected automatically:
  • Also on the site, collection and processing of impersonal data about visitors (including "cookie" files) is carried out using Internet statistics services (Yandex Metrica, Google Analytics, and others). These data include IP address, browser type, access time, and addresses of requested pages.

The above data are hereinafter united by the general concept of Personal Data in the text of the Policy.

4. Purposes of Processing Personal Data

• Identification of the User to provide access to site services.
• Establishing feedback with the User, including sending notifications, requests regarding the use of the site, processing requests and applications from the User.
• Conclusion and execution of contracts to which the User is a party.
• Informing the User by sending emails and other types of mailings (with their consent). The User can always refuse to receive informational messages by sending the Operator a letter to the address [email protected] with the note "Unsubscribe from notifications".
• Improving the quality of the site, analyzing its use, and developing new services.

5. Legal Grounds for Processing Personal Data

The Operator processes the User's personal data only on legal grounds:

• With the voluntary consent of the User to process their data, which is expressed by filling out the appropriate forms on the site or checking a box.
• Processing of impersonal User data is carried out if this is allowed in the User's browser settings (saving "cookie" files and using JavaScript technology is enabled).

6. Procedure for Collection, Storage, and Security of Data

• The Operator ensures the safety of personal data and takes all possible legal, organizational, and technical measures to protect data from unauthorized access.
• The User's personal data will never, under any circumstances, be transferred to third parties, except for cases related to the implementation of applicable law or with the consent of the User.
• The User can update their personal data at any time by sending a notification to the Operator at the email address [email protected].
• The term for processing personal data is unlimited. The User can withdraw their consent to the processing of personal data at any time by sending the Operator a notification to the same email.

7. Final Provisions

• The User can receive any clarifications on interested questions regarding the processing of their personal data by contacting the Operator via email [email protected].
• This document will reflect any changes to the personal data processing policy by the Operator. The Policy is valid indefinitely until replaced by a new version.
• The current version of the Policy is freely available on the Internet at the website lum-cloudz.fit.

Welcome to lum-cloudz.fit! To improve your experience interacting with our site, ensure its correct operation, and analyze user activity, we use cookies and similar technologies. This policy explains in detail exactly which technologies we apply, for what purposes, and how you can manage them.

What are cookies?

A cookie is a small piece of data (text file) that a website saves on your device (computer, tablet, or smartphone) when you visit it. This allows the site to "remember" your actions and preferences (for example, login, language, font size, and other parameters) for a certain time so that you do not have to re-enter them every time you visit or switch between pages.

What types of cookies do we use?

We classify cookies used on the lum-cloudz.fit website into the following categories:

• Strictly necessary cookies: These files are critically important for the functioning of the site. They allow you to move around the site and use its basic capabilities, such as access to secure sections. Without these cookies, the provision of services you request (for example, logging into an account) is impossible.
• Analytical and performance cookies: These files collect anonymous information about how visitors use our site. They help us understand which pages are most popular, how much time users spend on the site, and how they interact with it. All data is collected in an impersonal form and serves solely to improve the operation of the web resource.
• Functional cookies: These files allow the site to remember your choices (for example, your username, language settings, or region) to provide a more personalized experience. They can also be used to remember changes you have made to site settings.
• Advertising (marketing) cookies: These files are used to deliver advertisements that best match your interests. They also help limit the number of ad displays and measure the effectiveness of advertising campaigns. Usually, they are placed by third-party advertising networks with our permission.

Why do we use cookies?

Main purposes of using cookies on the lum-cloudz.fit website:

• Ensuring stable and secure operation of the site.
• Analysis of user behavior to optimize the functionality and structure of the site.
• Personalization of content and settings for user convenience.
• Provision of relevant marketing and advertising materials.

Your choice and how to manage cookies

You have full control over cookies. You can change your settings or withdraw consent at any time. Most modern browsers allow you to view, delete, and block cookies. Usually, these settings are located in the "Options", "Settings", or "Tools" menu of your browser. However, please note: disabling strictly necessary cookies may lead to incorrect operation of some functions of our site.

Third-party cookies

On some pages of our website, we may use services of third-party companies, for example, Google Analytics for collecting statistics or embedded videos from YouTube. These services may set their own cookies on your device. We do not control the placement of these cookies and recommend that you familiarize yourself with the privacy policies of the respective services for more detailed information.

Updates to this policy

We may update this Cookie Policy from time to time to reflect changes in technology or legislation. We recommend that you periodically review this page to stay informed of current information. Continued use of our site after changes are made will mean your consent to them.

Contact information

If you have any questions regarding our cookie policy, please contact us by email: [email protected]

Conditions for Return

You may claim a full or partial refund in the following situations:

• Course mismatch with description: If the content of the provided course differs significantly from the program stated on our website at the time of purchase.
• Technical malfunctions on our side: In the event of critical technical problems on the lum-cloudz.fit platform that make learning impossible and were not eliminated by our team within a reasonable time.
• Refusal during the "cooling-off period": If you decided to refuse the course within 14 (fourteen) calendar days from the date of payment, provided that you have not yet received access to a significant amount of educational materials (see the "Exceptions" section).

Procedure for requesting a refund

To initiate the refund procedure, please follow these steps:

1. Compose a letter and send it to our official email: [email protected].
2. In the subject line, be sure to indicate: "Refund Request".
3. In the body of the letter, provide full information: your name and surname, email used for purchase, and the exact name of the course.
4. Clearly and in detail describe the reason why you are requesting a refund, referencing one of the "Conditions for Return" points.
5. After receiving the letter, our support team will review your request and contact you to provide further instructions.

Terms and method of refund

After approval of your request, the refund will be made within 7–14 working days. Funds will be returned by the same method used for payment (to the same bank card or account). Please note that the actual crediting time may depend on the regulations of your bank or payment system.

Exceptions and limitations

A refund cannot be made if:

• The request is submitted after 14 calendar days from the date of payment.
• You have already studied or downloaded more than 50% of the course materials, regardless of the time elapsed since purchase.
• The reason for the inability to undergo training is technical problems on the user's side (for example, unstable internet connection or incompatible software).
• Other conditions of the User Agreement were violated by you.

Changes to the policy

lum-cloudz.fit reserves the right to make changes to this Refund Policy. The current version will always be available on this page. Continued use of our services after changes are made means your consent to the updated conditions.

Contact us

For all questions related to refunds or training conditions, please contact our support service: [email protected]

General Information: All materials and information published on this site are for informational purposes only. They do not constitute and should not be considered as personal investment advice, financial advice, public offer, or a call to perform any financial operations.

No Warranties: We make no warranties regarding accuracy, completeness, or relevance of the information presented. Any mentions of potential profitability or past results do not guarantee similar results in the future. Individual results of your activity may differ significantly.